Free live workshop · Tue, Nov 10 at 6PM ET or Wed, Nov 11 at 7PM ET
Your IRA isn't really yours. Part of it is an IOU to the IRS.
Every dollar in a traditional IRA is taxable, eventually. RMDs, the Social Security tax torpedo, the Widow(er)'s Tax Trap, and the 10-year rule for your heirs decide how much, and when. In under an hour, see where the traps are and how to keep more of what you've saved.
Free. Under an hour on Zoom. Your link arrives by email. Educational only, not personalized advice.
- See how RMDs, Social Security taxation, and the Widow(er)'s Tax Trap stack on top of each other.
- Learn legal ways to reduce the tax on your retirement accounts without taking on risky investments.
- Find out how to protect your spouse and leave a more tax-efficient legacy for your children.
Save your seat
Same workshop, two nights. Come to the one that works for you. Free to attend, with live Q&A.
One registration saves your seat for both nights. Join from your computer, tablet, or phone. Your Zoom link arrives by email.
This is an educational workshop, not personalized advice.
The tax bill nobody mentions
The IRS has a bigger claim on your retirement than you think.
Most people assume they will be in a lower tax bracket once they retire. For savers with healthy balances, it often doesn't work out that way.
And when one spouse passes, the survivor files as a single taxpayer on much of the same income. That is the Widow(er)'s Tax Trap, and most couples never see it coming.
Sources: IRS Publication 915 (taxation of Social Security benefits); SECURE 2.0 Act (RMD starting ages); IRS Publication 590-B (inherited IRA distribution rules). Thresholds and rules depend on your filing status and situation.
There is a way out
You were taught how to save. Nobody showed you how to keep it.
You do not need a CPA background. You need to see the whole picture once, plainly, and know what your options are.
What most people do
- ×Delay the tax and hope the rules change in their favor.
- ×Wait until RMDs arrive, then react to the bill.
- ×Sell investments at the wrong time to cover taxes.
- ×Accept taxes as simply the cost of retirement.
What this workshop shows you
- ✓How proactive tax planning puts you in control, before the IRS sets the terms.
- ✓How smart timing can change when and how your income is taxed.
- ✓How to see where more of your retirement income can end up in your pocket.
- ✓A live, step-by-step walkthrough you can follow, with your questions answered.
What you will learn
Under an hour. Six things most savers never see laid out.
Lower the tax on your accounts
How repositioning taxable money into more tax-efficient buckets can legally reduce your tax bill, without risky investments.
The 2026 tax law change
What changed, and why waiting to act could cost you more than acting now.
Protect your spouse
How the Widow(er)'s Tax Trap works, and what you can do now so a surviving spouse isn't hit with a higher bill later.
RMDs, explained
Why required minimum distributions force taxation, and how to plan around them before they push you into a higher bracket.
Taxes on Social Security
The provisional income formula in plain English, and how you might lower the tax on your benefits.
A tax-efficient legacy
How the 10-year rule affects your children, and the choices that can leave them more of what you built.
Who this is for
Made for savers who have done everything right.
- ✓You have saved $250,000 to $1M+ in IRAs, 401(k)s, and other tax-deferred accounts.
- ✓You want to keep more of it for yourself, your spouse, and your children, and send less to the IRS.
- ✓You would rather see the plan laid out step by step than guess at it, with plain answers and no jargon.
This workshop is educational. For advice on your own situation, talk with a qualified tax or financial professional.
Questions before you register
Good questions. Short answers.
Is this a sales presentation?
Why is it free?
Which night should I pick?
Do I need to understand taxes to follow along?
How is my information used?
One workshop. Two nights. Free.
Find out how much of your IRA is really yours.
Spend under an hour on Zoom and see where the traps are before they cost you.
Tuesday, November 10 at 6:00 PM ET or Wednesday, November 11 at 7:00 PM ET · Free to attend